The impact of microcredit on self-employment profits in Vietnam

B.W. Lensink, T.T.T. Pham

Research output: Contribution to journalArticleAcademicpeer-review

16 Citations (Scopus)


This study examines the impact of microcredit on household self-employment profits in Vietnam. For two indicators of credit participation – a dichotomous participation dummy and the accumulated amount of microcredit received per household – the analysis reveals a positive effect on household profits. The analysis also reveals that an instrumental variable method within a fixed-effects framework can control for the possible endogeneity of credit and thereby identify the true effect of credit.
Original languageEnglish
Pages (from-to)73-111
JournalEconomics of Transition
Issue number1
Publication statusPublished - 2012


  • microfinance
  • bangladesh
  • programs
  • matter
  • gender

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