Access to finance from different finance provider types: Farmer knowledge of the requirements

Eliana Wulandari*, Miranda P.M. Meuwissen, Maman H. Karmana, Alfons G.J.M. Oude Lansink

*Corresponding author for this work

Research output: Contribution to journalArticleAcademicpeer-review

10 Citations (Scopus)


Analysing farmer knowledge of the requirements of finance providers can provide valuable insights to policy makers about ways to improve farmers’ access to finance. This study compares farmer knowledge of the requirements to obtain finance with the actual requirements set by different finance provider types, and investigates the relation between demographic and socioeconomic factors and farmer knowledge of finance requirements. We use a structured questionnaire to collect data from a sample of finance providers and farmers in Java Island, Indonesia. We find that the most important requirements to acquire finance vary among different finance provider types. We also find that farmers generally have little knowledge of the requirements, which are important to each type of finance provider. Awareness campaigns are needed to increase farmer knowledge of the diversity of requirements among the finance provider types.
Original languageEnglish
Article numbere0179285
JournalPLoS ONE
Issue number9
Publication statusPublished - 1 Sep 2017

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